Regulatory exam readiness without the spreadsheet scramble

Keep state regulatory, SOC 2, and data protection controls provable across your book

episki maps controls to NAIC model laws, state requirements, and ISO 27001 so insurance teams can pass exams and win partnerships faster.

insurance and insurtech outcomes with episki

Quantify the impact of automated controls, evidence, and reporting for your operating model.
50-state tracking
Map controls to varying state insurance data security requirements.
70% less prep
Organized evidence and examiner portals reduce regulatory exam preparation time.
Continuous readiness
Automated monitoring keeps controls current between examination cycles.

Why insurance and insurtech teams choose episki

Industry-tuned automation, collaboration, and reporting delivered from one workspace.
State regulatory mapping
Track NAIC Insurance Data Security Model Law and state-specific requirements without manual crosswalks.
  • NAIC model law controls mapped alongside SOC 2 and ISO 27001
  • State-by-state variance tracking for data security and privacy rules
  • Cross-framework reuse eliminates duplicate documentation
Policyholder data protection
Manage controls around PII, PHI, and financial data across underwriting, claims, and distribution.
  • Data inventory linking policyholder records to systems and vendors
  • Encryption, access control, and retention policies tracked with evidence
  • Incident response plans with state notification timelines
Examiner and partner collaboration
Give state examiners, reinsurers, and MGA partners scoped access to evidence.
  • Examiner portals with role-based access and expiration controls
  • Threaded Q&A per control area for structured review
  • Export templates for regulatory filings and partner diligence

Insurance compliance checklist

Use this during your trial to prepare for regulatory exams and partner reviews.

Start from this checklist in your free trial and assign owners on day one.

  • NAIC model law control mapping with state-specific overlays
  • Policyholder data inventory across underwriting and claims systems
  • Third-party risk reviews for MGAs, TPAs, and cloud vendors
  • Incident response plan with state breach notification requirements
  • Access control and encryption verification for sensitive data stores
Insurance enablement kit

Insurance enablement kit

Keep examiners, leadership, and partners aligned on your compliance posture.
Regulatory exam brief
Summarize control health, open findings, and remediation status for examiners.
Data protection overview
Document policyholder data flows, encryption, and access controls.
Examiner collaboration portal
Shared workspace for exam requests, evidence uploads, and walkthrough scheduling.

Insurance companies and insurtechs operate under a patchwork of state regulations, NAIC model laws, and partner diligence requirements. Regulatory exams can arrive with little notice, and failing one can threaten licenses and market access.

episki helps insurance teams maintain continuous readiness by mapping controls to SOC 2, ISO 27001, and NIST CSF alongside state-specific data security requirements.

The insurance compliance challenge

Unlike industries governed by a single federal framework, insurance compliance varies by state. The NAIC Insurance Data Security Model Law provides a baseline, but each state's adoption differs. Teams must track policyholder PII, PHI from health lines, and financial data across underwriting, claims, distribution, and reinsurance workflows.

Add in growing insurtech partnerships with MGAs, TPAs, and embedded insurance platforms, and the third-party risk surface expands rapidly.

How episki supports insurance teams

  • Multi-state regulatory mapping: Track NAIC model law controls with state-specific overlays so you know exactly where requirements diverge and where gaps exist.
  • Policyholder data governance: Maintain a data inventory linking policyholder records to systems, vendors, and controls, making it simple to demonstrate data protection during exams.
  • Cross-framework efficiency: Map controls once and reuse evidence across SOC 2, ISO 27001, and state regulatory filings, cutting audit prep time significantly.
  • Examiner collaboration: Give state examiners scoped portal access with structured Q&A and evidence uploads, replacing email chains and shared drives.
  • Incident response readiness: Maintain incident response plans with state-specific breach notification timelines so your team can act fast when it matters.

Whether you are a carrier, MGA, or insurtech startup, episki turns regulatory exam preparation from a fire drill into a continuous, manageable process.

Stay exam-ready across every state

Map your controls, assign owners, and invite examiners in a single workspace.